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Insurance
A Needs Based Approach
The needs approach to life insurance planning is used to estimate the amount of insurance coverage an individual needs. The needs approach considers the amount of money needed to cover burial expenses as well as debts and obligations such as mortgages or college expenses.
Want to Self-Insurance? Let’s do the math!
Self-insurance reduces claims and premium expenses and costs factored into third party claims administration including policy overheads, assumption of risk and underwriting profit. As the self-insured company pays its own claims, claims can be settled and reduce financial loss to business earnings.
Full understanding of Term, Whole, Universal, Variable, and Private Placement Life (PPL)
Private placement life insurance (PPLI) is a niche solution designed for wealthy individuals in high tax brackets who have a few million dollars available to commit.
Captive Insurance Education & Asset Management
Despite a strong pattern of expansion in captive insurance companies, research showed that there was a critical lack of education and training in the industry that, if not corrected, could affect its continued growth and professionalism. Power’s mission is to be the premier provider of captive insurance education and to offer the preeminent professional designation in captive insurance.